Texas Claim Denial Attorney
When you are struggling to deal with the death of a loved one, you probably do not wish to fight with the insurance company who carried your family member's life insurance. However, your loved one purchased that insurance to protect you in the event of his or her death. If the insurance company is delaying payment or has denied the claim, it is important to consult an experienced life insurance lawyer to learn about your rights and your options.
At our law firm, the Law Office of Mark A. Ticer, our Dallas life insurance claims lawyer has been handling life insurance claim disputes since the founding of the firm in 1990. Insurance companies are focused on making money; to do this, they all too frequently deny covered life insurance claims automatically, hoping that the beneficiaries will not pursue the matter. It is important to not give up simply because your contact with the claims department was negative. Our law firm can help you get the benefits your loved one wanted you to have.
Reasons for Life Insurance Claim Denials
People come to our firm after having their life insurance claims denied for:
- Undisclosed medical conditions
- Pre-existing medical conditions
- Behavior that causes the death of the insured which excuses payment
- Claims that were filed too late
- Claim forms that were incorrectly completed
- Questions about insured's competency
- Questions about the actual cause of death
Frequently the claim denial represents insurance bad faith, and entitles you to additional damages. Life insurance companies have a legal duty to provide benefits to an insured's named beneficiaries. When they do not, their decisions can often be successfully challenged and force the insurer to pay.
Low-Ball Offers
In addition to denying claims outright, life insurance companies sometimes make an offer that is lower than the policy amount to discourage litigation and force a discounted policy payment. Whether your claim was denied or you received a low-ball counter-offer, it is important to stand up for your rights as a beneficiary. We can help.
Contact our Dallas law firm to discuss your case free of charge. We handle matters related to life insurance claims denial throughout the state of Texas.
