Texas Insurance Agent Negligence Attorney
Insurance agents have a duty to the people to whom they sell policies. Agents are the face of the insurance company to most people. In reality, the agent represents both the insured and the insurance company, acting as a legal messenger between the two parties.
Although an agent's status may be somewhat ambiguous, insurance agents have a high duty to their clients. Failure to perform this duty can constitute negligence and can make the agent liable for claims and lawsuits. Our Dallas insurance agent liability lawyer, Mark A. Ticer, helps clients whose insurance agents have demonstrated negligence in the performance of their duty. Since our founding in 1990, our law firm has taken on large insurance companies and their agents.
Actions That May Make an Insurance Agent Liable
Helping to resolve insurance disputes since 1990, our law firm has handled matters arising from agents:
- Failing to provide the requested insurance without notifying the client
- Misrepresenting the extent of coverage to the insured
- Retaining premiums instead of paying the insurer
- Failing to renew or replace clients' policies or to notify clients if policies were not renewed
- Selling of surplus lines insurance without complying with Texas Insurance law
- Advising incorrectly about the need for insurance
- Failing to notify clients of bad faith by carrier
Asking Questions About Your Insurance Agent to Determine Liability
Mark Ticer can advise you about possible insurance agent liability. We will review issues such as whether the agent sells products from many companies or has an exclusive relationship with one carrier. We will find out whether the agent actually examined your situation so he or she could advise you properly? Was there actual misrepresentation or simply a failure to disclose facts about coverage? The answers to these and many other questions will help determine whether an agent has liability for lack of coverage or whether your payment resulted in insufficient coverage.
Contact our Dallas law firm to discuss your case free of charge. We assist clients with insurance agent liability matters throughout the state of Texas.
