Texas Cancellation of Insurance Lawyer
People buy insurance to protect themselves against losses. When an insurance policy is wrongly cancelled, policyholders need assistance to restore and obtain coverage. It is important to consult with an attorney who understands the way insurance companies operate in order to obtain a resolution to the problem.
At our law firm, the Law Office of Mark A. Ticer, our attorney has been helping people restore and maintain insurance coverage since the firm's founding in 1990. This experience, and our lawyer's dedication to providing the highest quality legal representation, gives our clients an advantage. By hiring our Dallas insurance cancellation attorney, policy holders can level the playing field against the large, well-funded insurance carriers.
It's Just Business
All too often it seems that insurance companies cancel coverage for no reason or for illegal reasons. However, from a corporation's viewpoint, it is perfectly logical; the company thinks it may lose money if it continues the coverage; especially where the policyholder has made a claim. Corporations view it as a business decision. However, Texas state law requires an insurer to operate in good faith and provide the coverage for which a policyholder contracted. Failure to do so may be bad faith and illegal. An experienced insurance lawyer can help you prove bad faith and maintain your coverage if your policy is wrongly cancelled.
Failure to Follow the Rules
Insurance companies cancel coverage for many reasons, but the most common are:
- Allegations of misrepresentation in the insurance application
- Allegations of non-payment of premiums
Cancellation can leave the policy holder vulnerable to disaster. If your house burns, if your child becomes very ill or if your spouse dies, a cancelled insurance policy can mean severe financial hardship, bankruptcy or homelessness. The state of Texas has stringent laws regarding the process for insurance policy. When insurance carriers fail to follow the rules, they can be made to reinstate a cancelled policy or pay a claim. Our lawyer can help.
Contact our Dallas law firm to discuss your case free of charge. We handle insurance cancellation matters throughout the state of Texas.
